Open Insurance Enrollment Period, Deadline: Sept 4


Announcements

Student Health Services

Dental Insurance

Dental insurance is optional. Students can enroll in the dental insurance plan during the Fall or Spring open enrollment periods only. Note than the Dental plan ends each year on July 31, regardless of when you actually enrolled into the plan.

Plan materials for the August 1, 2008 - July 31, 2009 Enrollment Year

CMU offers the following Dental insurance plan through The Guardian Life Insurance Company of America.

  • Plan: Guardian DentalGuard Preferred Program
    Group # 394791
    Note that you WILL NOT receive dental cards. You need only to go to a provider in the network, identify the plan as Guardian DentalGuard plan # 394791, and tell them the ID# you specified on your enrollment form (usually your SS#).
  • Guardian Web Site web page: www.guardianlife.com
  • Customer Service number: 1-800-541-7846
  • Claims address and phone number:
    Guardian DentalGuard Preferred
    P.O. BOX 2459
    Spokane, WA 99210-2459

    Claims phone number is 1-800-541-7846

Benefit and Cost Overview (summary pamphlet)

Benefit Summary (booklet)

Frequently asked questions regarding the plan

Enrollment form
Complete this form and return it to Student Health. We then charge your student account for the insurance premium.

For those enrolling partners as part of a Domestic Partnership, you must complete two additional forms: the Carnegie Mellon Domestic Partnership form and the Guardian Life Insurance Company's Declaration of Domestic Partnership form. When you return your completed enrollment form to Student Health, include copies of these two forms.

Premium and deductible costs:

  • Individual: $204.56
  • Family: $534.44
  • There is an in-net $100 individual deductible for non-preventative services. For a family, there are up to three individual deductibles of $100 for the non-preventative services.

Monthly payment option for your insurance premiums

Finding Dental Providers in the DentalGuard Preferred Provider network

Cancellations/Refunds
Although students can cancel their enrollment in the dental plan at any time, there are no refunds of premiums given. Contact Student Health if you wish to cancel.

Common questions regarding insurance

Plan materials for the August 1, 2007 - July 31, 2008 Enrollment Year

The plans for the 2007-2008 year exactly match the plans for the 2008-2009 documents above.